Kathy is in her second year at university and a whiz at physics and math. But she doesn’t have a clue how to budget the allowance her parents send her every month.

Crushing credit debt, rampant financial crime, a looming economic crisis every couple of years – why are our kids still not being taught how to handle money?

Our experience over the last two years has enabled us to come up with a ‘Secret Sauce’ that we will now use in all our programs.

Most people think that financial literacy has to do with math and formulas and is nothing that young children would easily grasp – but that’s a popular misconception.

‘Entrepreneur’ is the new buzz word these days, right up there with innovation, sustainability and happiness. And everyone’s jumping on the bandwagon.

If your allowance goes in a flash, instead of nagging mum and dad for more dirhams, maybe you need to be a smarter spender. Marilyn Pinto explains…